Money in One ChartWhat this is
One chart a day about your paycheck, savings and debt.
One chart a day about your paycheck, savings and debt. The source is on every slide.
Every post on @moneyinonechart ends with a keyword. Comment it and the matching page here arrives by DM: the slides, the one move, and the tool the chart points at. The pages are listed below if you would rather browse.
All charts
meta · startYou might be trusting money advice that nobody checked.where money goes · rateYour savings account might be quietly paying you almost nothing.money at work · matchYou might be turning down pay that is already yours.bad month · sevenIf you are laid off on a Friday, the first week decides more than the next six months.where money goes · feeA fee you have never seen might be taking a fifth of your retirement.money at work · rangeThe raise you did not ask for is showing up in other people's paychecks.bad month · debtPaying a little extra on every card can keep you in debt for years.where money goes · limitsThe 2026 limits changed, and your tax break is measured against them.tools · toolsSome links on this page pay me. Here is exactly how, and why that should not worry you.where money goes · rothA raise this year might quietly close a door on your Roth IRA.where money goes · spreadYour savings balance might be costing you money while a card balance sits open.where money goes · cashWhere your cash sits is deciding, every month, what it earns.where money goes · start200Waiting until $200 a month feels easy might cost you $170,000.where money goes · trackIf you feel behind on retirement, you are in the majority, and the first move is small.where money goes · defaultThe contribution rate you never chose might be leaving your match on the table.where money goes · minimumThe minimum payment is designed to keep you paying for nineteen years.where money goes · catchupSomeone you love turns 60 soon and does not know this number exists.money at work · bonusThe offer you are about to accept may be hiding a third of the raise.money at work · postingYou do not have to guess the salary range. In sixteen states, they have to show you.money at work · frozen'The budget is frozen' is rarely the final answer, unless you accept it as one.money at work · askAsking for 'a raise' lets them pick the size. Asking for $175 a month does not.money at work · offerThe offer letter has six numbers, and reading only the salary can cost you thousands.money at work · valuable'You are too valuable where you are' is a compliment being used as a wall.money at work · reviewYour review was graded before you walked in. The meeting is for the next one.money at work · counterA counter-offer proves the money was there all along.money at work · matchqThe quietest 3% in any offer is the one nobody negotiates.money at work · ninetyNinety days in, the criteria for your first raise can still be written to fit you.bad month · fourIf a $400 surprise would go on a card, the first savings goal is smaller than you think.bad month · paydayMore than half the country has under three months saved. Starting is one transfer.bad month · orderIn a bad month, cutting the wrong thing first can cost you for years.where money goes · insuredIf your bank failed tomorrow, this is the number that decides what you get back.where money goes · hsaThe account with three tax breaks is the one most people ignore at enrollment.where money goes · cdA one-year CD pays 1.71% on average. The savings account next to it pays 3% with no lock-up.where money goes · deductIf you have a plan at work, your IRA deduction might quietly disappear above this income.money at work · inflationIf your base pay rose 3% this year, prices rose faster.bad month · stagesOnly 55% of adults have three months of expenses saved. Here is how the other 45% get there.where money goes · fiftyAt 50, an extra $8,000 a year for fifteen years is about $200,000 by 65.money at work · premiumBeing offered a health plan is not the same as being able to afford one.money at work · vestedLeave before the vesting date and part of your match goes back to the company.money at work · gapThe pay gap between people who move and people who stay got wider this year.money at work · clawbackA signing bonus can come with a string attached, and the string has a date on it.bad month · severanceThe severance letter has five lines that decide your next three months.bad month · fileFile for unemployment the week you lose the job, because the clock starts when you file, not when you were let go.bad month · coverageAfter a layoff, you have 60 days to decide on health coverage, and both doors close on their own.bad month · auditA bad month starts with an audit that takes fifteen minutes and a bank statement.where money goes · pricesRent rose 3%, groceries rose 2.7%, and eating out rose 3.4% this year. Here is what that does to a paycheck.where money goes · roth25At 25, a full Roth IRA every year is worth about $1.5 million by 65, and none of it is taxed on the way out.bad month · order2If you have both a card balance and a match to claim, this is the order.money at work · stubYour pay stub has six lines that explain where a fifth of your paycheck went.bad month · cashoutCashing out the 401k after a layoff can cost a third of it before you spend a dollar.